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💼 Pro Tip #1 | Cut Fees Fast: Why Reviewing Your Credit Card Processing Statement Could Save Your Business Thousands

Updated: Jul 7

Credit Card Processing Statement highlighting hidden fees.
Think your processing statement is just paperwork? Think again. Hidden fees might be quietly draining your profits and we’ll show you how to find them.

As a business owner, every dollar matters. You hustle to serve your customers, grow your brand, and keep your doors open. But there’s one place many business owners lose money without realizing it: their monthly credit card processing statement.


And we get it—those statements are designed to confuse. But buried in them are line items that quietly siphon profits every single month. At Proud Star Payment Solutions, we’re on a mission to bring those hidden fees into the light and help you take back control.


📌 What You Might Be Missing in Your Credit Card Processing Statement

Let’s break it down. Your processing statement might include:

  • Non-qualified rates that charge you more for certain card types

  • Batch fees and PCI non-compliance fees that add up month after month

  • “Miscellaneous” or “Other Fees” that are vague, unexplained, and often unjustified

  • Tiered pricing structures that sound simple but often cost you more

These aren’t just nuisances. They’re hidden drains on your profit margin.


🔍 Why Your Effective Rate Matters

Your “effective rate” is the real cost of accepting payments. It’s calculated by dividing your total processing fees by your total card sales volume.

For example, if you paid $350 in fees on $10,000 of card sales, your effective rate is 3.5%.That might seem small—but over a year, that’s $4,200, gone.

Most small business owners never calculate this. And most processors never explain it.


🤠 The Proud Star Difference

We don’t believe in smoke and mirrors. We believe in clarity, honesty, and local care that scales. That’s why we offer a free statement analysis—no pressure, no gimmicks—just truth.

Whether you’re running a car mechanic shop in Garland, TX or a family shop in Dallas, TX, you deserve processing that works for you, not against you.


🧾 Want to Know What You’re Really Paying?

Send us one month’s statement. We’ll go line by line, explain every fee, and show you where you can save—often by 20% to 50% or more.


Because when you understand your numbers, you don’t just run your business. You own it.


What are you going to do with the money you save?


 
 
 

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